See where your money goes. Decide what comes next.
Budget, track, plan and understand your money with transparent tools built for India, the US, the UK, the UAE, Australia, Singapore and Mainland China. Review the month, spot repeat payments and compare plans before you commit. Free money tools — no account needed to start.
Free money tools
- Budget Builder — Split take-home pay across needs, wants and savings. A free budget calculator with seven market settings and transparent 50/30/20 reference guidance.
- Expense Tracker — Log daily spending, categorise it and spot the patterns behind your monthly outflow. A free, private expense tracker — no bank connection, and your data stays yours.
- InvestMatch — Answer a short risk and horizon questionnaire to see an illustrative portfolio allocation and how a monthly SIP could grow. Educational, not advice.
- ParkSmart — Compare savings accounts, liquid funds, fixed deposits and arbitrage funds on a post-tax basis, and see where short-term idle cash actually works hardest.
- PeerCompare — Explore financial reference points across seven markets. Read population, period and methodology before comparing your figures with a benchmark.
- Reverse Goal Planner — Start from the goal, not the instalment. Enter a target in today’s money and a horizon to see the monthly SIP it takes — with a 10% step-up option.
- LifeMap — Project income, investments, debt and major life decisions across decades, and see how one choice today reshapes your net worth and financial health.
- Net Worth Tracker — Record what you own and what you owe, and watch the one number that shows whether the rest is working. A free, private net worth tracker, in any currency.
Guides, with every formula shown
- Budgeting — How to build a budget that holds up in an Indian city: the 50/30/20 frame, why it breaks on metro rent, and what to do about the categories that overshoot.
- Saving — How large an emergency fund should be in India, where to keep it so it stays available, and how to reach a savings target without guessing at the instalment.
- Investing — How SIPs, asset allocation and risk actually work, with the formulas shown. Education-first investing guides for India — never a recommendation to buy anything.
- Tax — How income tax actually reaches your bank account in India: the two regimes, what each deduction is worth, and how investment gains are taxed differently.
- Retirement — How large a retirement corpus needs to be, what a sustainable withdrawal rate looks like in India, and why the target moves every year with inflation.
- Resume — How to structure a resume a human will actually read, how to turn a list of responsibilities into evidence, and what length suits your years of experience.
- ATS — What an applicant tracking system does and does not do, which formatting choices genuinely break parsing, and how to test your own resume against one.
- Interview preparation — How to prepare for interviews as a repeatable process: the evidence bank, the company research that actually matters, and the questions worth asking back.
- Banking careers — What each division of a bank actually does, which roles are realistic entry points, and how a banking career progresses over its first ten years.
Browse every guide
FinatriX Careers
Coming in 2027. Careers access and plan purchases are currently closed. See FinatriX Careers.